The Clock Is Ticking ….
The holiday season is around the corner and your calendar is filling up with obligations. But, even though holiday season is a busy time for families, it might be worthwhile to add a few dental appointments to your schedule. Give yourself the gift of good oral health this season while making the most of your unused insurance benefits. According to the National Association of Dental Plans, only 2.8% of people with PPO dental plan participants reached or exceeded their plans annual maximum. In addition many people also have Flexible Spending Accounts, which help pay for dental and medical care with pre-tax dollars, that might expire at the end of the year.
We’ve all heard the saying, “Use It or Lose It!”, that is true when it comes to dental benefits. Each year, you work hard to earn your benefits and, before you know it the year is gone and so are your unused benefits. If your dental insurance plan is on a calendar year, listed below are some of the reasons why you should make a dental appointment now
- It All About Saving Money
Did you know that you could actually save hundreds of dollars in dental benefits by using them before the end of the year? All your dental benefits will reset at the end of the year. By planning your dental treatments you might save a significant amount of money by taking care of these appointments now, instead of waiting until 2018.
2. Those Deductible Reset Too
Every year the insurance companies makes you pay out of pocket before your they will pay for any services. This fee varies from one plan and the average deductible for a dental insurance plan is usually around $50 per year. Your deductible resets at the end of the year. Dental insurances provide little to no coverage for major procedures until you spend the deductible out of your pocket. If you’ve used your insurance this year, you might have met your deductible for this year.
3. Don’t Lose Your FSA Contributions
A lot of employers provide flexible spending accounts (FSA) for employees using pre-tax dollars and you can use those accounts to pay for dental work. If you don’t use your FSA contributions by the end of the year, you lose them, don’t let that money go to waste.
4. Dental Problems Worsen With Time
Furthermore, addressing dental problems now rather than putting off treatment can prevent the problems from getting worse, a simple cavity now, could turn into a root canal later. By delaying dental treatment, you are there might be a risk that the dental problems might get worse and result in more extensive and expensive treatment down the road.
The clock is ticking…
Dr. Sarita Malhotra, a Burlington MA dentist at Modern Smiles Dental Care provides Invisalign treatment for both teens and adults. Teenagers and adults love Invisalign because it straightens teeth without anyone noticing that you are correcting your smile. People living in the Burlington MA area, trust Dr. Sarita Malhotra to help them achieve their smile goals in a way that is comfortable and convenient. She takes pride in promoting holistic dental care, dental self-care strategies and practices that get to the core of the problems in our mouths–preventing issues from taking root and gently restoring dental health. Dr. Sarita Malhotra has a patient-friendly philosophy, which focuses on aesthetics, affordability and a commitment to total oral health. By incorporating advanced technology with meticulous compassion, and pain-free dentistry Dr. Sarita Malhotra offers patients the smiles they dreamed about because she loves to see you smile. Please call our office at 781-505-1900 to schedule an appointment.
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